Identity theft is the fastest growing crime in America and every three seconds an identity is stolen. Did you know there were 11.6 million adult victims of ID theft in 2011?
Copy your drivers license, ID card, insurance documentation, social security card replacement and other important documents. You might need them following the emergency and not be able to get to the originals. Do not put the originals in the bag however, just use copies. Put in a small amount of money so you can purchase things if needed or available. You probably will not find too many ATM machines working during a disaster.
The following are the necessary steps you need to take to ensure that your new name is official. You will also be needing the following; note cards, thank you greeting cards, telephones, and copies of your marriage license.
Seriously, though, a credit social security card replacement can be a valuable financial tool. It’s convenient to use, especially when ordering through the mail, or off the Internet, and it gives you the power to buy the things you want.
Step 3- You should destroy old credit card and bank statements and any credit card offers that you receive in the mail. If you don’t have a shredder, you should consider purchasing one.
Keep credit cards that you don’t use often at home. Unless you are headed out to make a purchase with that emergency credit card, there’s no need to take it with you. Instead, leave it behind in a safe place. That way it will still be available in case of the emergency of you having your wallet lost or stolen.
If you have very good credit, don’t settle for less than you deserve. If you are paying more than 12 – 15% interest on your credit cards, then you’re paying too much. Think about it. With the prime interest rate at 9 or 10%, lenders that charge 18% or more interest per year on credit card balances have their hands on your checkbook! You should be able to obtain a credit card rate for between 10% and 12%.
A survival bag is a necessity to keep you and your family safe during an extended power outage or natural disaster. This bag can be a link to your safety and survival in a hard situation. Be sure to keep it where you can get to it fast and take it with you if needed.